Retirement Plans


My husband is starting a financial blog full of advice on spending and saving. One bit I found particularly interesting was on investments and planning for the future. Here’s a segment of a post he’s written:

“I looked up the price of a Playstation 4 on today. It’s $517.96. If you figure a 7% sales tax rate, that’s about $554. That’s the console, one controller, and one game.

It’s a fair bit of money for most people, but Sony is going to sell millions of them. How many do you think they’d sell if they were going for over $4,000?

I have news for you: they are.

If you were to take the money you’d put down for this deal into an account that made just 8% (about what the Dow Jones has averaged since the start of the Great Depression), you’d have over $4,038 in 40 years.”

In today’s society, we have become slaves to instant gratification. If we can’t see the benefits of something immediately, then it’s lost most of its appeal. As a consequence, few people are willing to  go without today so they can enjoy something better tomorrow.

This problem holds true for spiritual aspects as well. Ask an atheist why he doesn’t believe in God and one of their answers will most likely be because of the pain and suffering they see in the world.

People wonder why there is death and disease if there is a loving God, or how He can allow children, babies, loved ones of any age, to suffer and die.

We get so caught up in this world that we start to think it’s all there is. The Bible says otherwise.

‘But as it is written:

“Eye has not seen, nor ear heard,
Nor have entered into the heart of man
The things which God has prepared for those who love Him.”’

2 Cor.2:9

 We have heaven to look forward to. And it’s far better than anything this world can offer. That’s what we should be relying on and preparing for.

“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal.

Matt. 6:19-20

People today are so attached to this world and its perceived joys and comforts. Death is feared by Christian and non-Christian alike. But…

The righteous perish,
and no one takes it to heart;
the devout are taken away,
and no one understands
that the righteous are taken away
to be spared from evil.


If you have accepted the saving grace of Jesus, then death is the best part of your life because it means you are about to enter into eternal life with Him.

There is nothing in the present that should worry or depress us in the light of eternity.

Unless you don’t have assurance as to how you’ll be spending your eternity. If that is the case, then please believe me when I say that nothing is more important than planning for your future.

How will you be spending your retirement?


About Leah Ness

I am a self-professed story addict. Ever since I was little, I've had an overactive imagination and a passion for a well-spun yarn. When I grew up, I was blessed with a passion for God as well. It was then that I noticed a relative shortage of unique Christian fiction, the kind that can both captivate you and glorify God. So, despite the hurdles of things like commas and homonyms, I am endeavoring to write some of my own. Check out my Books page for updates on current and future books. View all posts by Leah Ness


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